Frequently Asked Questions
I have declared bankruptcy. Can I get a payday loan?
Even if you have declared bankruptcy or have several NSF’s on your account, you can still qualify for a payday loan.
How soon can I get my fast cash advance?
As soon as you have been approved by a lender, you can typically get your payday loan within 24 hours.
Is my information secure?
We take your privacy very seriously. Our site uses a variety of security methods to maintain your privacy. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.
What happens if I cannot pay back my loan on the day it is due?
Please contact us before your due date and we will work with you to refinance your payday loan, where state law allows. If you do not contact us and you have insufficient funds in your account when we withdraw funds from your checking account on your due date, any fees that are incurred by us will be passed on to you.
Can I have more than one payday loan at a time?
No, you must pay back your current payday loan before we can issue another cash advance.
Can I repay my loan early?
You may pay back your loan early with no prepayment penalty. You may also be entitled to a portion of the finance fee as well.
Is there a fee when I apply for a cash advance?
We do not charge a fee when you apply for a cash advance or payday loan.
What is a fast cash advance?
A fast cash advance is a short-term loan to cover unexpected expenses until the next business day.
Is it easy to qualify for a payday loan?
It is easy to qualify for a payday loan with Union Loan Store. Just meet the following requirements and you will be eligible for a payday loan.
- 18 years of age
- US Citizen
- Currently employed
- Make at least $1000 per month
- Valid checking and savings account
- Not active in the military
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